Your Team of Experts When It Matters Most
You can’t control when disaster strikes, but you can control the steps you take after it does. For more than 30 years, we have made it our mission to successfully negotiate claims for our clients in order to make businesses, families, and communities whole again.
Our Expertise
Experience matters when the fate of your business or home is on the line. For over 30 years we have successfully handled complex claims across every industry and dealt with nearly every disaster imaginable.
- Commercial
- Residential
- Natural Disaster
- Legal Support
Commercial Claims
Residential Claims
Natural Disasters
Legal Support
Step by Step
The Claims Process
While every claim is different, our process remains consistent. We’ll help you navigate through the steps involved in your claim so there are no surprises and you can rest knowing we’re doing everything in our power to make you whole again.
Complimentary Claim Assessment
Our team of expert claims adjusters will visit the loss location. While on site our team will review your policy and assess the damages to structures and covered property. Our goal is to lay out your options and begin to clarify the unknown with the focus on the long term health of your business.
Add Morgan Ryan to Your Recovery Team
As your appointed claims representative we begin the dialogue with the insurance company on your behalf. We’ll walk you through the appropriate steps while filing a claim to ensure the process is smooth from the beginning.
Investigate, document and prepare your claim
This is where we get our hands dirty. While time is of the essence, rushing the investigation can leave a lot on the table. Our team canvases every inch of the loss location documenting all possible property damages.
Utilizing the most advanced three dimensional imaging along with insurance industry recognized estimating software produces an accurate and fully supported building repair estimate.
A post loss physical inventory of the personal property is prepared, and fully supported by replacement cost documentation. Where necessary, the books and records including fixed asset schedules are used in support of the damages.
Our in house accounting expert will utilize the books and records of your business in order to prepare the business income claim. We will analyze short term cash requirement to support advance payments and utilize the extra expense coverage to resume operations as quickly as possible.
Negotiate The Settlement
Using our expert reports and analysis to support our claim we work together with the insurance company and their experts in order to agree upon a favorable claim settlement.
Once these figures have been established we are able activate the flow of claim funds to begin the reconstruction process.
Final Claim Procedures
We are with you until the end making sure that all closing documents are prepared properly and all recoverable amounts for the building and contents are collected.
Case Studies
Successful Claims
We’ve navigated and negotiated the complexities of hundreds of claims. We’re proud of how much we’ve been able to recover for our clients over the last 30 years.