Your Team of Experts When It Matters Most

You can’t control when disaster strikes, but you can control the steps you take after it does. For more than 30 years, we have made it our mission to successfully negotiate claims for our clients in order to make businesses, families, and communities whole again.

experience the difference

Hiring a public adjuster can make a world of difference in recovering what you’re owed. Find out how Morgan Ryan goes above and beyond to advocate for you as we fight to maximize your insurance claim settlement.

Why Hire Morgan Ryan

Providing peace of mind

Following a disaster your mind is full of questions, fears of the unknown and tough decisions to make. We want to eliminate as many of those uncertainties as possible for you.

Our team of expert public adjusters will carefully walk you through the claims process and handle all necessary steps and paperwork while preparing and settling your claim. This is a very complex and unfamiliar time in your life, we want you focused on what matters most, we’ll handle the rest!

See the claims process

Why Hire Morgan Ryan

A team of experts advocating for YOU

Public adjusters are there to advocate for YOU not the insurance company. We are committed to personal service, our staff of public insurance adjusters limits their caseload, ensuring each client receives our undivided attention.

We provide our clients with the help and support they need, and are available to answer any questions which may arise, day or night, during the turbulent times which follows a loss.

Meet our team

Why Hire Morgan Ryan

Recover all possible benefits.

Our team has navigated and negotiated thousands of claims for nearly every type peril. We approach every claim as an advocate for you and make sure it is expertly managed to ensure you receive the most beneficial settlement in accordance with your policy.

Why Hire Morgan Ryan

Leverage our network

Expanding your recovery team is a crucial step in rebuilding what was lost. It is equally as important as maximizing your claim settlement. Utilize our decades of experience adjusting claims across the country and the relationships we've built along the way when choosing what expert you will need to bring in next. Just another example of how Morgan Ryan goes above and beyond in the representation of their clients.

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Why Hire Morgan Ryan

Providing peace of mind

Following a disaster your mind is full of questions, fears of the unknown and tough decisions to make. We want to eliminate as many of those uncertainties as possible for you.

Our team of expert public adjusters will carefully walk you through the claims process and handle all necessary steps and paperwork while preparing and settling your claim. This is a very complex and unfamiliar time in your life, we want you focused on what matters most, we’ll handle the rest!

See the claims process

Why Hire Morgan Ryan

A team of experts advocating for YOU

Public adjusters are there to advocate for YOU not the insurance company. We are committed to personal service, our staff of public insurance adjusters limits their caseload, ensuring each client receives our undivided attention.

We provide our clients with the help and support they need, and are available to answer any questions which may arise, day or night, during the turbulent times which follows a loss.

Meet our team

Why Hire Morgan Ryan

Recover all possible benefits.

Our team has navigated and negotiated thousands of claims for nearly every type peril. We approach every claim as an advocate for you and make sure it is expertly managed to ensure you receive the most beneficial settlement in accordance with your policy.

Why Hire Morgan Ryan

Leverage our network

Expanding your recovery team is a crucial step in rebuilding what was lost. It is equally as important as maximizing your claim settlement. Utilize our decades of experience adjusting claims across the country and the relationships we've built along the way when choosing what expert you will need to bring in next. Just another example of how Morgan Ryan goes above and beyond in the representation of their clients.

Our Expertise

Experience matters when the fate of your business or home is on the line. For over 30 years we have successfully handled complex claims across every industry and dealt with nearly every disaster imaginable.

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  • Commercial
  • Residential
  • Natural Disaster
  • Legal Support
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Commercial Claims

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Residential Claims

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Natural Disasters

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Legal Support

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Step by Step

The Claims Process

While every claim is different, our process remains consistent. We’ll help you navigate through the steps involved in your claim so there are no surprises and you can rest knowing we’re doing everything in our power to make you whole again.

Show me what to expect
01.

Complimentary Claim Assessment

Our team of expert claims adjusters will visit the loss location. While on site our team will review your policy and assess the damages to structures and covered property. Our goal is to lay out your options and begin to clarify the unknown with the focus on the long term health of your business.

02.

Add Morgan Ryan to Your Recovery Team

As your appointed claims representative we begin the dialogue with the insurance company on your behalf. We’ll walk you through the appropriate steps while filing a claim to ensure the process is smooth from the beginning.

03.

Investigate, document and prepare your claim

This is where we get our hands dirty. While time is of the essence, rushing the investigation can leave a lot on the table. Our team canvases every inch of the loss location documenting all possible property damages.

Utilizing the most advanced three dimensional imaging along with insurance industry recognized estimating software produces an accurate and fully supported building repair estimate.

A post loss physical inventory of the personal property is prepared, and fully supported by replacement cost documentation. Where necessary, the books and records including fixed asset schedules are used in support of the damages.

Our in house accounting expert will utilize the books and records of your business in order to prepare the business income claim. We will analyze short term cash requirement to support advance payments and utilize the extra expense coverage to resume operations as quickly as possible.

04.

Negotiate The Settlement

Using our expert reports and analysis to support our claim we work together with the insurance company and their experts in order to agree upon a favorable claim settlement.

Once these figures have been established we are able activate the flow of claim funds to begin the reconstruction process.

05.

Final Claim Procedures

We are with you until the end making sure that all closing documents are prepared properly and all recoverable amounts for the building and contents are collected.

Case Studies

Successful Claims

We’ve navigated and negotiated the complexities of hundreds of claims. We’re proud of how much we’ve been able to recover for our clients over the last 30 years.